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Tips to Get the Wedding of Your Dreams on a Budget

If you are getting married and want a beautiful wedding but you are on a budget, there are ways to make it happen. The fact is that most people spend way more than they have to on their weddings without realizing it. We will present you with some great financial tips to help you get the wedding of your dreams without breaking the bank. There are plenty of ways to save money when you are planning your special day, and it’s important you are aware of them.

Nix the Limo

Some people pay for a limo to take them to their wedding, but this is far from necessary. Taking your own car or having a family member drive you will saves a lot of money. When you start looking into the cost of hiring a limo, you will quickly rethink this. There is nothing wrong with showing up to your wedding in a regular vehicle.

Get a Loan

If you are having problems with getting enough money together for your wedding, you should try obtaining a short term loan. These days it is easier than ever to do this, especially when you turn to private online based lenders. There are lots of these companies out there, so you’ll want to do some research.

You may be able to get a short term loan for up to £2,000, which can help out a lot with wedding related expenses. This is something that more and more people are doing throughout the UK. The entire process for getting one of these loans is very simple and straightforward.

Shop Around for Wedding Dresses

Women tend to spend an exorbitant amount on their wedding dress. While it is understandable, there are ways to save money. Take the time to shop around and see what is out there. You should do this even if you already have your eye on a certain dress. This can save you a tremendous amount of money on your wedding. When it comes to the groom, renting your wedding attire is the way to go.

Buying Flowers

The flowers alone at a wedding can be very costly, depending on what you get. One great way to save money on your flowers is to get ones that are not currently in season. This can help you save quite a bit. There will be plenty of beautiful but thrift flower options to consider, so you should look into some of them. Just like with anything else related to your wedding, it’s important to do some research.

Choosing a Venue

The venue that you hold your reception at is a big expense, so you don’t want to choose lightly. Make sure that you compare prices at different places that you are interested in. Use the internet to your advantage when going this research. It can help you to get plenty of useful information on each place. You might even want to consider having a wedding in your garden at home, assuming it is big enough to accommodate everyone.

Setting the Date

One of the best ways to save money on a wedding is to choose an off-peak time of year like January or February. A winter wedding can help you save a lot of money overall. Even the day that you choose will play a major role in how much you spend. For instance, a Friday afternoon is a lot less expensive than a Saturday evening. You will definitely need to consider this when you are booking the venue for your special day. While it might not be ideal, it is an effective way to stay within your budget.

Get a Friend for the Photos and Video

If you have a friend or family member who is good with a camera, you might want to ask them instead of hiring a professional. Make sure that they actually have some skill and can be relied on though. They will likely expect you to pay them something, but it will definitely be cheaper than hiring a pro. You could also try to find local university students who major in photography. They too will be a lot cheaper than the alternative.

Paying for a wedding can get expensive really fast, but you shouldn’t allow yourself to get overwhelmed. There are plenty of ways to lower your costs at every turn if you are willing to get creative. It is important to keep an open mind so that you are at least willing to try things that will save you money. You can still have a gorgeous wedding while remaining within your budget. A lot of people aren’t even aware of all their options when they are planning their big day, and it ends up costing them more than they realize.

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Financial Tips to Follow When Travelling Overseas

If you are going to be travelling overseas, it will help to keep a number of financial tips in mind. There are a lot of situations that can arise when travelling another country that can quickly send you into a panic if you aren’t prepared. In this article we will go over some common problems that travellers can face and effective solutions. This information can prevent a minor inconvenience from turning into a complete nightmare. If nothing else, these tips will provide you with some nice peace of mind.

Notify Your Bank

You should make a point of notifying your bank before going overseas. This way you won’t have to worry about your account being frozen when seemingly suspicious charges show up on your account. This is a very common problem that many people face when travelling to another country, but it’s easily preventable. All it takes is a short phone call to keep this from happening to you while on holiday or a business trip.

Apply for an Online Loan if Necessary

If you lose your wallet or it is stolen, you can get quickly get cash by applying for a loan online. There are many private lenders that can give you a short term loan for £50 to £2,000. This can really be useful if you are in a very bad situation without any cash or credit cards. You can get the money within 24 hours if you are approved.

While approval is never guaranteed, online loans from private lenders are generally easy to get. Just make sure that you take the time to find a lender you can trust. It’s also good to spend a little bit of time comparing rates. While you might be in a hurry, you still want to do some research to get the best possible deal.

Keep Your Cash and Cards in a Backpack

The last thing you want to do is to keep all of your money and credit cards your pocket. If you are in a popular tourist area, you could get pickpocketed. You might think that the chances of this happening are very low, but it’s fairly common in certain areas of the world. The best thing you can do is to keep all of these things in your backpack or a purse. This makes it a lot more difficult for someone to steal your wallet.

Make Sure Your Bills Are Paid Automatically

If you don’t want to run the risk of being late on any of your bills while you are gone, you should set up automatic payment. This will ensure that you don’t have any late fees or negative marks on your credit to deal with. It is something that you should already have set up, but it’s particularly important if you will be gone for more than a couple of days.

Use the Right Credit Cards

It’s also important that you use credit or debit cards that will not charge you an outrageous fee for overseas purchases. If you aren’t sure about this with your current cards, it is definitely something you’ll want to find out.

It might be a good idea to apply for a travel-friendly card if you don’t already have one before going on your trip. This will help you save a considerable amount of money. There is just no sense in spending more than you have to. There are lots of different credit cards to choose from, so you’ll want to do some research. Remember to not send out a lot of applications, as doing so can really harm your credit.

Review Your Budget

When you are planning your overseas trip, you should really take a close look at your budget. Make sure that you determine approximately how much your trip is going to cost overall. You need to make certain that you have enough to cover all of your expenses. You don’t want to come back home completely broke, which is why doing this is such a good idea.

Look at the Exchange Rates

Before travelling to another country, you need to make a point of looking at the exchange rates. It is a good idea to get the currency of the country you are going to beforehand. This will help you save money in ATM fees.

While travelling to another country on holiday can be a lot of fun, you need to consider the financial aspect of it. This will help you enjoy your trip as much as possible by preventing a variety of problems. If you don’t already have travel insurance, you should look into getting it. This type of policy can protect you financially from a number of things, so it is something that is at least worth exploring before making a decision.